PRIVACY POLICY

Last Updated on 06.09.2017

This privacy policy is an electronic record in the form of an electronic contract formed under the Information Technology Act, 2000 and the rules made thereunder and the amended provisions pertaining to electronic documents / records in various statutes as amended by the Information Technology Act, 2000. This privacy policy does not require any physical, electronic or digital signature.

This privacy policy is a legally binding document between you and the Company(both terms defined below). The terms of this privacy policy will be effective upon your acceptance of the same (directly or indirectly in electronic form, by clicking on the "I Accept" tab or by the use of the Kalhaar Blues & Greens Mobile Application or by other means) and will govern the relationship between you and the Companyfor your use of the Kalhaar Blues & Greens Mobile Application (defined below).

This document is published and shall be construed in accordance with the provisions of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data of Information) Rules, 2011 under Information Technology Act, 2000; that require publishing of the privacy policy for collection, use, storage and transfer of sensitive personal data or information.

Please read this privacy policy carefully. By using the Kalhaar Blues & Greens Mobile Application, you indicate that you understand, agree and consent to this privacy policy. If you do not agree with the terms of this privacy policy, please do not use this Kalhaar Blues & Greens Mobile Application. You hereby provide your unconditional consent or agreements to the Company as provided under section 43A and section 72A of Information Technology Act, 2000.

By providing us with your Information or by making use of the facilities provided by the Kalhaar Blues & Greens Mobile Application, You hereby consent to the collection, storage, processing and transfer of any or all of Your Personal Information and Non-Personal Information by the Companyas specified under this Privacy Policy. You further agree that such collection, use, storage and transfer of Your Information shall not cause any loss or wrongful gain to you or any other person.

NAVRATNAORGANISERS AND DEVELOPERS PRIVATE LIMITED (“the Company” or “We” or "Us" or "Our") is concerned about the privacy of the data and information of its Users accessing the Kalhaar Blues & Greens Mobile Application. The terms “You” or “Your” or “Yourself” shall be used to refer to the Users of the Kalhaar Blues & Greens Mobile Application.

This Privacy Policy is a contract between You and the Company (including its nominees/affiliates), whose Kalhaar Blues & Greens Mobile Application is used or accessedby You. This Privacy Policy shall be read together with the respective Terms of Use available on the main menu of the Kalhaar Blues & Greens Mobile Application.

This Policy is being provided to you to familiarizeYou with:

  1. The type of data or information that You share with or provide to the Companyand that the Company collects from You;
  2. The purpose for collection of such data or information from You; The Company's information security practices and policies; and
  3. The Company's policy on sharing or transferring Your data or information with third parties.
  1. INTRODUCTION
    1. This Privacy Policy [hereinafter referred to as "the Policy"] describes the type of information the Owner (including its nominees/affiliates) collects on its mobile application - Kalhaar Blues and Greens (“KBG Mobile Application”) from the users, for the purpose ofcollecting such information, how such collected information is used, with whom it is shared and the choices available to the users regarding the use of the said information. The personal information and sensitive information (with the meanings as ascribed in clause 2 below) shared by the User shall not be disclosed other than in compliance with this Policy. If you do not consent to any of the terms enumerated in this Policy, do not proceed to use the KBG Mobile Application.
    2. This Policy is subject to change at any time without notice. Your continued use of the Kalhaar Blues & Greens Mobile Application following such changes to the Policy constitutes your acceptance of the changed Policy and to be bound by such changes. If you do not continue to use the Kalhaar Blues & Greens Mobile Application following the change in the policy but take no action with respect to your personal information and sensitive information with us, our use of your personal information and sensitive information shall remain subject to the Policy in effect prior to the change. You are responsible for periodically reviewing this Policy in order to be aware of any changes made thereto.
  2. PERSONAL INFORMATION
    1. The Owner (including its nominees/affiliates) through the Kalhaar Blues & Greens Mobile Application may collect personal identifiable information from its users when they save or otherwise provide while setting up an account as mentioned in the Terms of Use. As a result of these actions you might supply us with personal information, such as your name, e-mail and postal addresses, phone number(s), credit card information, IP addresses, etc.
    2. When you visit the Kalhaar Blues & Greens Mobile Application, the Owner (including its nominees/affiliates) may also collect certain information about your device or usage by automated means or by using technologies such as cookies, web server logs and web beacons.
    3. The customer may also provide us with sensitive information like financial information such as Bank account or credit card or debit card or other payment instrument details, password, under the usage of the Kalhaar Blues & Greens Mobile Application.
  3. DISCLAIMER

Kalhaar Blues & Greens Mobile Application is directed to be used by adults only who are above the age of 18 years. If you are not an adult, while you may view KBG Mobile Application, but you should not make any payment, or submit personal information to us. We or our nominees / associates / affiliates do not knowingly collect information from minors. Minors should not be using the Kalhaar Blues & Greens Mobile Application with any personal information. In an event of default by the minor, the parent or the guardian will be liable to compensate for whatsoever damages arising out of such wrongful use by the minor.

  1. PURPOSE OF COLLECTING THE INFORMATION

We collect, use, store and process Your Information for any purpose as may be permissible under applicable laws (including where the applicable law provides for such collection, usage, storage or processes in accordance with the consent of the User) connected with providing the desired services and shall include the following, individually and collectively referred to as “Purposes”:

  • To facilitate Your use of the KBG Mobile Application and the services being provided therein;
  • to resolve disputes, collect fees, and troubleshoot problem;
  • to improve the services, content on the Kalhaar Blues & Greens Mobile Application;
  • to encourage safe transaction and enforce the policies;
  • to customize users' usage of Kalhaar Blues & Greens Mobile Application and keep them updated of events at Kalhaar Blues and Greens;
  • to follow the requirements mandatory under the applicable law.
  1. WITH WHOM WE SHARE THE PERSONAL AND SENSITIVE INFORMATION
    1. We may state that only the persons authorized by us shall have access to your Personal Information and Sensitive Information. We may share your Personal and Sensitive information only with our nominees, affiliates and/or our personnel/employees who are required to know such information for performance of the services.
    2. We do not rent or sell your Personal and Sensitive Information to any third party.
    3. Notwithstanding anything contained in this Privacy Policy, we reserve the right to disclose any Personal Information or Sensitive Information that may be required to be disclosed mandatorily under applicable law or where the disclosure is necessary to comply with any legal obligation or to law enforcement authorities or other government officials, without prior notice or consent of the app user.
  2. RETENTION OF PERSONAL AND SENSITIVE INFORMATION
    1. We retain the information provided by the user only as long as it is reasonably required or otherwise permitted or required by applicable law or regulatory requirements. We may also retain your Personal and Sensitive Information so long as it is necessary to fulfill the purposes for which it was collected (including for purposes of meeting any legal, administrative, accounting, or other reporting requirements).Your Personal and Sensitive Information is safeguarded against inappropriate access and disclosure, as per this Privacy Policy.
    2. We also maintain appropriate and adequate administrative, technical and physical safeguards designed to protect your Personal and Sensitive Information against accidental, unlawful or unauthorized destruction, loss, alteration, access, disclosure or use.
  3. CONSENT

You hereby consent to the collection, storage, processing and transfer of any or all of Your Personal Information and Non-Personal Information by We as specified under this Policy. You further agree that such collection, use, storage and transfer of Your Information shall not cause any loss or wrongful gain to you or any other person. If you do not agree to the Privacy Policy, you are not permitted to continue to use the KBG Mobile Application.

  1. SECURITY
    1. We endeavor to keep your Personal and Sensitive information secure, up-to-date, accurate in the best possible manner as it may be necessary for the purpose for which it was collected. We value the importance you attach to your Personal and Sensitive Information given to us and therefore we have (i) taken all reasonable measures and precautions to keep such information safe and secure and to prevent any unauthorized access to or misuse of the same; and (ii) enable you to review and edit the same.
    2. However, we shall not be liable to any user for any loss, damage (whether direct, indirect, consequential or incidental) or harm caused to the User due to the unauthorized access or misuse of the Personal or Sensitive Information by any third party.
    3. Notwithstanding anything contained in this Policy or elsewhere, We shall not be held responsible for any loss, damage or misuse of Your Personal Information, if such loss, damage or misuse is attributable to a Force Majeure Event (as defined below).
    4. A “Force Majeure Event” shall mean any event that is beyond the reasonable control of The Company and shall include, without limitation, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorized access to computer, computer system or computer network,, computer crashes, breach of security and encryption (provided beyond reasonable control of the Company), power or electricity failure or unavailability of adequate power or electricity.
  2. CONTACT INFORMATION

If you find any discrepancies or have any grievances in relation to the collection, storage, use, disclosure and transfer of Your Personal Information under this Privacy Policy or the Terms of Use, please contact the  designated member of Our staff, Mrs. Mitul Oze via:

Email at:mitul.oze@navratna.com

Phone:+91 8347773477

Contact Days: Monday-Friday, 10 am - 5 pm.

  1. FURTHER ACKNOWLEDGEMENTS
    1. This privacy policy is clear and easily accessible and provide statements of The Company's  policies and practices with respective to the Information;
    2. This privacy policy provides for the various types of personal or sensitive personal data of information to be collected;
    3. This privacy policy provides for the purposes of collection and usage of the Information;
    4. This privacy policy provides for disclosure of Information; and
    5. This privacy policy provides for reasonable security practices and procedures.